Joe Kulak is a founding member and Vice President of Energy for EIURS. Prior to EIURS, Joe was a Senior Underwriter in the Energy Group at Catlin joining the group from Catlin’s Environmental Group in July 2011. He joined Catlin in 2009 as part of the original Catlin Environmental Group responsible for all product, marketing and underwriting development aspects of Catlin US’s environmental insurance capabilities.  Between 2001 and 2009 Joe was an insurance broker helping to first establish IMA’s Environmental Practice then establishing HRH’s National Environmental Practice. As Managing Director of the Environmental Practice at HRH his responsibilities included the internal and external marketing of products and services to clients and prospects encompassing all industry segments. Commencing 1993 to 2001, Joe was an environmental insurance underwriter at ECS then seven years at AIG Environmental. During this time Joe was involved in all aspects of establishing platforms in Denver, Co and London, England.  Prior to insurance Joe was a hydrogeologist for Handex. Joe’s career has spanned thirty years in the environmental and insurance industries.  He holds a B.S. degree in Geology from the Pennsylvania State University.

Lorne is the Executive Vice President of EIURS, before  that he was Assistant Director of Energy Lines for Catlin US. Lorne worked in the Energy Casualty unit of Starr Indemnity as a production underwriter and assisting Mr. McDougall in forms filings and establishing the complex rater. As a production underwriter, Lorne achieved a very profitable GWP of $7,000,000 in less than six months.

Prior to Starr, Lorne spent seven years at American Safety Insurance (ASI). At ASI Lorne started the middle market Environmental Unit. His responsibilities included forms development as well as developing and implementing the underwriting and marketing strategy for the Eastern Region. Prior to ASI, Lorne co-founded the Environmental Unit for Royal Surplus Lines.

Lorne’s career has spanned twenty four years in the insurance industry, with 20 of those years spent underwriting Pollution and Casualty coverage. Lorne holds a BS degree in Natural Sciences from the Indiana University of Pennsylvania.

Gail Sorenson is Vice President of Marine for EIURS. She has spent the last 24 years in the marine insurance industry with most of her experience underwriting Marine Liabilities.  Prior to joining EIURS, she was Assistant Vice President of Marine Liabilities & Hull for Liberty Mutual Insurance Company in New York. Her responsibilities at Liberty Mutual were managing the New York Region Marine Liabilities & Hull book of business and working directly with the regional brokers.  Her responsibilities also included cultivating new broker relationships and training the junior underwriters. She was also a Marine Underwriter at ACE and AIG managing their Marine Liabilities portfolio. Prior to her insurance career, she worked in New York Harbor on various vessels in the capacity of Master and deckhand. Gail received her Bachelor of Science degree in Meteorology & Oceanography from SUNY Maritime College.  She also holds an Inland’s Master’s License and Third Mate’s Unlimited Ocean License.

Michael DiRocco is the Assistant Vice President at EIURS located in Philadelphia, PA. Prior to joining EIURS, Michael worked in the Regulatory Compliance Department at XL Catlin managing the Product Management and Underwriting Support Team. Prior to XL’s purchase of Catlin, Michael was the Manager of Regulatory Compliance for the US Region. Over the past six years, Michael worked on developing, enhancing and filing products with the various insurance departments. Michael was also responsible for developing relationships with the various Insurance Department Representatives, as well as general compliance and regulatory processes. Michael also built strong relationships with the Underwriting leadership and assisted business units in developing and implementing their products for entry into the market efficiently and quickly. Michael has a strong knowledge of General Liability, Professional, Automobile and Workers Compensation lines of business.

Prior to XL Catlin, Michael worked for XL Insurance for 10 years in various Regulatory Compliance and Operational roles. Michael, started his insurance career at Reliance Insurance Company in Philadelphia, working in the Stat & Data and Government Relations Departments. Michael holds a bachelor’s degree from Temple University’s and is a graduate of Temple’s Risk Management & Insurance Program.

Peter Hook is the Assistant Vice President of the London Energy Program for EIURS. He has spent the last 10 years in the insurance industry with increasing responsibilities.  Most recently he was at RLI Corp. where he was the Senior Underwriter for energy lines throughout the United States.  His responsibilities at RLI spanned the spectrum from authoring forms, maintaining a profitable book of business and working directly with wholesale brokers. Prior to RLI Pete developed his own energy program from the ground up that included the creation of the forms, filings, rating system and creating and maintaining wholesale relationships. Pete received his bachelor of science in Environmental Studies from the University of Vermont and his Master of Environmental Studies with a focus on traditional and renewable energy from University of Pennsylvania.

Jake Gibbons is a Senior Underwriter at EIURS located in Philadelphia, PA.  Prior to joining EIURS, Jake had a 6-month long internship as an Underwriting Assistant for one of the niche insurance programs at NSM Insurance Group, where he supported underwriters during the analysis of an account and the calculation of premiums. Jake is a graduate of Temple University’s Risk Management and Insurance Program, with a focus in Property and Casualty Insurance. At Temple, Jake was a member of the Gamma Iota Sigma Professional Risk Management, Insurance and Actuarial Science Fraternity for two years and was also an All-Conference player on the Men’s Rugby team.

Rebecca Wagner is the Operations Manager and an Underwriter at EIURS. Rebecca works in the Naples, Florida office and has been with DUAL since 2013. Prior to joining EIURS, Rebecca was part of DUAL’s flood team for two years with a focus on the online platform; including underwriting, maintaining guidelines, updating and testing of the platform. She has well over a decade of experience in the insurance industry including operations, marketing, underwriting and testing. She has worked directly with both wholesale and retail brokers. Rebecca attended Edgehill University in Ormskirk England and is a graduate of Drew University in Madison, NJ.  Rebecca received her associate of the arts in Sociology and B.A. in Psychology.

Mark Gardyasz is an Underwriter at EIURS located in Philadelphia, PA. Prior to joining EIURS in January of 2020, Mark worked as an Intern at The ALS Group in Edison, NJ. During his time at ALS, Mark assisted the construction consulting team with various projects. These included designing an insurance application for potential new clients, reviewing contracts, and identifying exposures for clients involved in new construction projects. Mark graduated from Temple University’s Risk Management and Insurance Program with a focus in Property and Casualty Insurance. Mark also graduated with a minor in Finance. At Temple, Mark was a member of the Gamma Iota Sigma Professional Risk Management Fraternity for several years and was involved in the Property & Casualty Committee.

James Villani is an Underwriter at EIURS in Philadelphia, PA. He graduated from Temple University in May 2020 with a degree in Risk Management and Insurance. While at Temple, James was a member of Gamma Iota Sigma – a professional Risk Management, Insurance, and Actuarial Fraternity. Prior to joining EIURS, James was a part of NSM Insurance Group’s Summer Internship Program for three months during the Summer of 2019. While in this role he supported underwriters while in a niche program within the company.

Shannon McDonough is an Underwriter at EIURS located in Philadelphia, PA. Prior to joining EIURS in July of 2021, Shannon spent two summers as an intern at Northeast Insurance and Financial Consultants (NIFC), an independent agency in Scranton, PA. Shannon graduated from Temple University’s Risk Management and Insurance Program with a focus in Property and Casualty Insurance. While at Temple, Shannon was a member of the Gamma Iota Sigma Professional Risk Management Fraternity in addition to the Property and Casualty Career Development Committee.

Sean Rutz is an underwriter at EIURS, based in Philadelphia, PA. Prior to EIURS, Sean participated in a 10-week summer program as a Risk Control Intern for CNA Insurance, where he assisted and collaborated with the company's underwriting and claims department to conduct Risk Analysis.  Sean is a graduate of Temple University’s Risk Management and Insurance Program, with a focus in Property and Casualty Insurance. While at Temple, Sean was a member of Temple’s Gamma Iota Sigma Professional Risk Management Fraternity. After graduating from Temple in May of 2020 he went on to work with a State Farm Agency for a year before joining EIURS.

Will Messler is an Underwriter at EIURS. Prior to joining EIURS, will interned seven months at Apogee Insurance Group, an insurance wholesaler in Wayne, Pennsylvania, where he aided brokers in the day-to-day operations associated with the E&S marketplace.

Will is a graduate of Temple University’s  Risk Management and Insurance Program, where he also earned minors in Finance & German. As a student, Will was recognized as a member with Academic Distinction within the Gamma Iota Sigma Professional Risk Management Fraternity and held membership within the Temple University German Society.

Campbell Manin is an Underwriter at EIURS located in Philadelphia, PA. Prior to joining EIURS in June 2022, Campbell worked as an intern in the property claims department for Utica National Insurance Company and assisted the claims team through different projects which included creating new expense schedules for clients, settling claims under senior adjusters’ supervision, and implementing a new program to expedite the claims process.

Campbell graduated from Temple University’s Risk Management and Insurance Program with a focus in Property and Casualty Insurance, and a minor in Legal studies. At Temple, Campbell was a member of the Gamma Iota Sigma Professional Risk Management Fraternity for several years and was involved in the Property & Casualty Committee.

Noah Fedak is an Underwriter at EIURS in Philadelphia, PA. Before joining EIURS, Noah worked as an Underwriter for Philadelphia Insurance Companies in the Sport & Recreation Department writing package business. This included working mainly with retail agents and providing coverage for General Liability, Professional Liability, Property, Crime, and Auto lines of business. Noah is a graduate of Temple University with a major in Risk Management & Insurance, and a focus in Property and Casualty Insurance. At Temple, Noah was a member of the Gamma Iota Sigma Professional Risk Management Fraternity. He also held two summer internships with Admiral Insurance Company and The INS Companies.

April is a Senior Underwriting Assistant (and “Super User”) at EIURS. She has over 40 years’ experience in many functional roles all with increasing experience.  In her current role, April oversees other assistants and is the QA/QC prior to policies being issued. Additionally, see monitors the underwriters on their timeliness of subjectivities and NOCs. She liaises with DUAL NA’s Functional Groups as needed to ensure EIURS’ standards are achieved, and efficiencies continue to improve. Prior to EIURS, April worked at Catlin, RSUI and American Safety.

Danielle has been an Underwriting Assistant at EIURS in Philadelphia for four years. She is responsible for the processing and overseeing the processing of a team of 5 underwriters.  Danielle liaises between various Functional Groups to ensure compliance is achieved and that their supporting processes are operating efficiently and to the betterment of EIURS.  Prior to EIURS, she worked for 10 years in the senior living / hospitality sector. While in college, she worked part-time for insurance companies in various functional roles. Danielle is a 2014 graduate of Stockton University with a B.A in Political Science.